From 10.49% p.a.

Personal Loan

Quick funds for any personal need — no collateral required.

Overview

A Personal Loan through The Finance Portfolio gives you fast access to funds for any personal requirement — medical emergencies, wedding, higher education, home renovation, or debt consolidation. We work with leading banks like HDFC, ICICI, Axis, and Bajaj Finserv to get you rates starting from 10.49% p.a. with loan amounts up to ₹40 lakhs. Our Gurgaon-based team handles everything from documentation to bank follow-ups so you can focus on what matters.

Eligibility

  • Age: 21 to 60 years
  • Salaried or Self-employed individual
  • Minimum monthly income: ₹25,000
  • Minimum work experience: 1 year (salaried) / 2 years (self-employed)
  • Good credit score (700+)
  • Indian resident with valid KYC

Documents Required

  • PAN Card
  • Aadhaar Card / Voter ID / Passport
  • Last 3 months salary slips
  • Last 6 months bank statements
  • Form 16 / ITR (last 2 years)
  • Passport-size photographs

Key Benefits

No collateral required
Quick disbursal within 24–48 hours
Flexible tenure: 12 to 60 months
Minimal documentation
Competitive rates from 10.49% p.a.
100% paperwork handled by us

Want to know your EMI?

Use our EMI calculator to estimate your monthly repayment before applying.

Apply for Personal Loan

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Call Us: +91 99114 30005